Financial Insurance
Variable annuities are subject to market risk. Investment return and principal value will vary so that units, when redeemed, may be worth more or less than their original cost. Also, withdrawal of earnings will be subject to ordinary income tax and may be subject to 10% IRS penalty tax if taken prior to age 59 ½ . The death benefit guarantee is subject to the claims paying ability of the issuing insurance company and does not apply to the investment performance or safety of the underlying investment options. Variable annuities are suitable for long-term investing, particularly retirement savings.
College Planning
Plan for your kids' higher education
Variable Annuities
Set up annuities
Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of my foundation of success.
Retirement Planning
Plan for your retirement
Long Term Care
Long Term Care planning
Simple IRAs and SEPS
Savings plans
Roth IRAs and IRAs
Savings plans
Personal Needs Analysis
Get an analysis of your personal needs
Estate Planning
Planning for your estate
Disability
Get an analysis of your personal needs
Pension Planning
Planning for your estate
Mutual Funds
Invest in Mutual Funds
Variable Life and Annuities
Set up Variable Life and Annuities